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Young woman writing into personal organizer at homeThe average woman will live for close to 20 years in retirement; that’s why planning ahead is so important. According to the Social Security Administration, almost half of unmarried women, including widows, will rely on Social Security for about 90% of their income in retirement. Many people don’t realize that the age at which you claim Social Security affects how much you receive in lifetime benefits. Getting the most out of your benefits requires a thoughtful strategy.  These six tips will help you map out your plan. At Financial Engines